Recent experiences of others may not entirely reflect your situation due to market dynamics.

With a simple syndication, where the OA is silent, why not just amend the OA with one sentence, "Ownership is by contributed capital, which reflects the true economic relationship among the partners." 

We went through a few companies before landing on the one we have now and are very happy and the numbers reflect that.

But if they deny the nonconforming, I could back out while still being able to tempt them with an offer that is reflecting of this risk and subdued interest.

I personally have a very small portfolio and I help manage a few;  I've focused more on the coaching, consulting, and education side, first as a coach in someone else's high end program and for the last 2 years on my own -  building a life more reflective of my goals today in my post 9 to 5 corporate life. 

Your examples reflect your lack of actual real estate experience.

By increasing it, you can narrow your search down to just a few areas that have the highest demand for vacation rentals.Going back to our short-term rental market analysis, you can see below three heatmaps for the three communities on Santa Rosa Island, each reflecting the density of Airbnbs with more than 30 reviews in the past 12 months.

Granted there are also additional financial burdens not reflected in the credit report. 

Today I am unsure that 1% ratio would reflect positive cash flow with my underwriting.  

Even in a 203k scenario, forgot to mention it be a 203k.Thank youIf you're adding square footage to make the residential space larger than the commercial space (51% minimum residential) and it is shown on the 203k SOR report, and reflected on the appraisal, the bank should approve it.