Signed up a few days ago, just now getting around to an introduction.Longtime stock investor, relatively fresh options investor, now contemplating real estate.

I would do this for both tenants to so the previous contract doesn't even exist, it's as if they just moved in fresh.

I've dealt with bad tenants and having these tenants is a breath of fresh air.

OR, they could be baking cookies for the scout troop, or selling fish dinners for the church occasionally.

Somewhere around 25, as freshly graduated bachelor's or master's degree graduates with well-paying jobs after interning and finishing their first years on the job, they truly enter the dating scene as adults with good jobs and strong prospects.

Refinances are a full fresh complete re-underwrite comprising 95% of the same work/paperwork that a purchase mortgage involves, assuming of course the consumer wants the Fannie/Freddie subsidized rates.

Depreciation is “baked into” home prices the same way appreciation is, and it tends to be fairly inelastic.

Clean house and start fresh.

Clean the place up and start fresh with a tenant that is properly screened, paying market rent, and respecting your authority as the owner.Another thought: you may want to consider a property manager.

I go up slightly (my initial offer bakes this likelihood in) and if the seller counters again I explain why I can't go any higher (all good reasons - winter's coming and the gas bill will not be low, it'll take at least two months to rehab a unit/units and fill vacancies, etc.).