It is going to be a financial literacy and leadership training program that has a crypto currency component attached to it.

You need some type of currency.

I left school, started a crypto-currency based trading app and failed. the unstable nature behind crypto's was too uncertain to succeed as an investment platform.

No one is actually accepting bitcoin as a currency they actually keep and use for their own expenses like payroll, etc.)I used to take BTC for rent back in the sub $100 days. 

Regardless of if you're investing in the stock market, real estate, precious metals, foreign currencies, etc, etc - if you're only expecting it to go up, you're missing part of the picture. 

Is it the loan amount divided by the currency rate?

You buy some low, some high, over time real estate goes up (Past Performance isn't indicative of Future Performance...blah, etc.) but in general, our economy is driven by fiat currency and hard assets are good to hold.Some UW changes:-Less Leverage/More Equity Down-Higher Exit Caps-Less Rent Growth-Ensure a Discount to Replacement Cost-More Capital Reserves-Greater Focus on Sensitivity Analysis

For many foreign investors, even low yields on multifamily real estate is better than the depreciation they may be receiving in their home currency.5.

Found a smartphone app yesterday called Robinhood that lets you invest in different stocks and currencies.

Use 20K to get an Amazon store (sort of like digital real estate if you will) 20K for Rentals, REITS ,and Tax Lien Certificates, and 5K to the stock market and 5K to foreign currency and cryptocurrency