I'll sketch out the (current) terms first and then lay out my concerns/questions:Proposed Terms/Assumptions:- I contribute my land to the project receiving accrued interest at end of project (at rate similar to hard money rate).

Is this assumption correct?

The only answers about this I can find are written under the assumption that the lease automatically goes to a month-to-month, which mine does not .

The house is uninsurable without repairs.We qualified for the loan with the assumption the house is livable. 

Loan assumption isn't an option here.

@Andres Safady now that you have a market, recommend you figure out the property Class you want to invest in.If you apply Class A assumptions to a Class B or C purchase, your expectations won’t be met and it may be a financial disaster.So, when investing in areas they don’t really know, investors should research the different property Class submarkets.

These subto transactions from my understanding are pretty much paper assumptions, with little equity and a complete exposure to physical risk, original buyer risk, and lender risk.

In my underwriting model, I would have to stretch every assumption to the most ridiculous breaking point in order to come up with a 10% CoC return even on a distressed asset. 

@Jeremy Taggart Yes, positive about having to 'live there' for the lender to allow assumption of the mortgage. 

Just an assumption as no one seems to know what the terms of the agreement are.