I took on some debt to prep the property and hope to pay it off this summer—our peak season with lots of river and swimming traffic.It’s a 3-bedroom that currently sleeps 6 (king, queen, and a queen sofa bed).

If there isn’t significant equity capture at this purchase price, and it’s not in a great location, this would be a pass for me.

This has rocked on for 10 months and not sure what to do. 

Determine what type of property you want to buy - What Zip code, what condition homes, price range, etc.Contact 3-4 realtors that helped buyer agent buy the type of homes you are looking to buy.Then go with the 1 realtor that you connected with the most.

REIA's, BP Meet Up's, General Cow Tipping Parties?

please let me know if you have successfully completed a creative finance deal and you have some terms example breakdowns i can take a look at much appreciated im trying to buy an apartment complex asap

Based on how I am reading your summary it sounds like there is solid equity in the 2-family in order for a bank to cross-collaterize assets. 

This forum so far has helped me very much in learning.Thanks in advance  How,? 

The truth is, over the last few years, many of these people are barely cashflowing at all and the default rate with the banks on this product is skyrocketing.

There are a lot of good posts on here so I would take some time and read the forum so you can hit the ground running.