When the carrier adjusts a claim they typically depreciate the roof, windows and doors more so than other items.

Would not California have had thousands of pacific rim visitors daily and some carriers previous to China travel ban? 

Truth be told I think there is a lot of overreaction to the ongoing pandemic but you are also potentially playing with peoples lives and going against all the current recommendations of social distancing and recommendations to self-quarantine.Gloves, masks, and other PPE during showings is all good but it doesn’t guarantee that you won’t introduce a carrier into their apartment which will leave COVID-19 behind after the showing... you would be held liable if push came to shove.

They’ll shop it to all the major carriers and find you the best coverage at the best price.

I’ve educated myself by reading 3 books, tons of podcast and countless hours talking to carriers and others to make sure I am doing the best job I could.

Some insurance carriers  restrict certain dogs.  

An indemnification clause would mean that the LLC and its insurance carrier would not only defend itself, it would defend the sponsor.  

What the videos have found is that after 100 numbers texted, you have to change the text message body, or the cell phone carriers will flag the text as spam and will not deliver the text.

Gonzalez besides it being great risk mitigation tool for your business, many insurance carriers will not provide a quote to your property if you do not require your tenants to carry it.  

Our previous umbrella carrier actually dropped us due to underwriting guideline changes.