If one's thought process is more about making certain amounts of money or living a certain lifestyle, then the upfront choices on career and education should reflect that.  

You need to find distressed properties/sellers to get sufficient discounts off their real value, but isn't that what you should be looking for anyway?

If I had these two property managers as a choice: A) In business less than 5 years but has school accreditation B) In business 10 years with no school accreditation for pm; I would chose B.

(This will answer your Question about Rentals, Flips, Etc) Is the best choice for me, and i follow his teachings.

I will admit that I am also on the hunt for someone who may be more involved and offer more real estate specific services, but if you are just looking for save, knowledgeable CPAs for returns, he is a solid choice.

Because I do not have sufficient cash on hand, I was thinking to get a personal loan of around $45,000 for 5 years.  

So we have very few choices around.

Get a general overview of what your choices are and then start drilling down in more detail.

I want to even streamlined it more this way i could focus on some other counties as well.Here is my question did the choices I made were good to have an efficient list?

In addition, I was offering a full 6% commission and a $6000 vacation of their choice, this was in addition to the 3% commission to my listing broker.