I work out of Vaughan with a specific focus in Vaughan, Kleinburg and few pockets in Toronto.

ITIN's have been and are used to extend credit and are very specifically designed for foreign nationals to use in place of an SSN.

If you want I would be happy to dig into the specifics with you and provide you some advice.  

What kind of specific course was it? 

This may not be feasible without more specifics on my taxes but perhaps a rough formula on how I could figure it out.My basic thought process with the math would be the following:For every extra $1.50 I make above $100k (but below $150k); I lose $0.75 I can write off.So here is where my knowledge really breaks down (if it hasn't already unbeknownst to me).So for every $0.75 I lose the ability to write off as a passive loss; will this cost me $0.75 or will it cost me $0.75 times my marginal tax bracket of 28%, which would be $0.75 x 0.28 = $0.21And if it cost me $0.21 per $0.75 and therefore $0.41 per $1.5, that would basically bring my OT down from 1.5x base pay to roughly 1.1x base pay?

When you find the same color(s) in a group, you have your analysis of that specific area (micro-market) for rental numbers.  

Specific information about that is in the BP forums, blogs and podcasts.

In terms of specific data sets its a trial and error thing. 

Do you have any specific questions or, can I be of assistance?

Hello Everyone,My friends call me Josh and I'm from New Jersey, North Jersey to be more specific.