As mentioned, I don't often deal with 2nds, but what I would do is stress to Chase that WF will only pay $5K (provide documentation), the home owner does not have the other $10K (provide documentation, even if already provided in initial package), and show that the homeowner could not handle the payments on a note for the balance (again, provide documentation showing how that would play out based on current income and monthly obligations).

My original package included pictures and a detailed repair estimate that included quantities and unit prices.

How about the competition for food?

These were still in the mfg bldg and it looked like they just closed shop in the middle of the day.So I figured someone ordered them so there has to be someone who still needs them somewhere, Orlando is a fairly large placeNot sure what a Freecycle is.I work in a marketing department and some of the out of the box ideas consist of wet tee shirt contests, buy a door - get a free beer, "Open doors for the hungry", buy a door, 1/2 the money goes to the second harvest food bank.

This lead to moving the business online, producing educational dvds, cds, and packages in the process.

Now, include that in the short sale package to the bank.

Their customer service team promised me it would be on the next package.

Boxes - so as the biz grew it became obvious I needed a UPS Store type of box.It costs me about 3x the P.O. box but has paid for itself many times over by having other sign for packages and all those things that say "can't ship to a P.O.

Norm-I just sent in a package yesterday to Citi Mortgage, they gave me the wording as well.

2) When you submit the short sale package to the lender, they want to see the listing agreement.