In the 1980's I wasted a bunch of money on dream merchants who sold crap and delivered fluffy BS like Reggie Brooks and Al Lowry.

Hi Erik,Since commercial loans were talked about some I thought I would chime in.Typically as Chris Simmons stated banks quote what I call the "crap,crap refi bomb loans"Meaning 5 year term with 20 year amort. and your first born on the guarantee.

This guy is a real piece of crap.

. : ) ]—as he doesn’t suggest some of the unethical wholesaling crap that can land you on the radar of your local attorneys general offices [crap certain national gurus suggested newbies do pre-2008, crap that’s still on their CDs -so I’m waiting for the lawsuits, as many state attorneys general are staffing up their attorneys looking for real estate fraud, in these post-2008 times]Best of luckBob

I have put numerous offers on SFH's and duplexes, but the inventory is low for duplexes in Minneapolis and the SFH's that are available will produce no cash flow unless you buy a piece of crap.

Sometimes after the talk they go ahead and other time they choose to go after something else (buying notes, making loans, residential, etc.).Don't just go buy something to get the money out of the stock market and go (oh crap) I bought the wrong stuff.

Holy crap, Batman!

Holy crap!!!  

Once they start kindergarten or 1st grade, we will have the house with the white picket fence,  sun room and all the other crap that she has been dreaming about since she was a kid (I don't get emotional about homes so it's her choice lol happy wife happy life).  

The best thing you can do is find something that works for you that makes some cash flow and study the crap out of it.