-maximum LTV is 80% -maximum term is 15 years -amortization period is typically equal to the term, but a longer amortization period is available if you are comfortable with a balloon payment (max is 25 year amortization) -Rates are fixed for 5 years at a time (rates are currently ranging between 4.75%-5.50% for most borrowers) -Fees consist of actual costs plus 0.50% of the loan amount Is this a good deal?

Although you need to stay consistent with the mailing.

Just stay consistent with it.

I'm excited at the prospect of learning to build a consistent stream of passive income through REI and even more excited to be part of the BP community; I think what Josh and Brandon have created is awesome! 

The articles and forums here gave me the confidence to start buying properties, and it's been a great experience, with some good deals, a few mistakes, consistent cash flow, and plenty of interesting stories.It's a lot of effort to complete each deal, even the small ones.  

@James Reyes, I think the reasons vary from guru to guru, but my guess would be that for most, the reason they get into the business of teaching is because it is very difficult to make consistent profits as a real estate speculator.

Although many people dream of calling their boss and singing a Johnny Paycheck song to them - realistically you should only do that when your investment income has consistently replaced your "normal" income.

If not, then make sure your target zip code is around the median selling price or slightly lower -- don't go for the million dollar mansions.Keep it up - the key to marketing is CONSISTENCY.

@Darrin Carey I hear ya Darrin,,, I have done a bunch in Kokomo under 10k that are fine.. no issues at allrents can be hard to collect consistently but you don't have the gang land warzone type of stuff you would have in any of the bigger cities at that price point.

How critical is a strong source of consistent income when investing in my first duplex?