@Donald Walker There are a handful of Big Dog wholesalers in PHX that I run across consistently, but I don't do deals with wholesalers anymore because they don't leave enough meat on the bone for Fix & Flips, which are mostly what my clients are looking for!

Hey Chris,When it comes to lending you're going to need to understand what you want and where you stand.If your credit is good, income is consistent (2 years), income can support the properties, you have a strong DTI ratio, a strong down payment, good reserves, and finally pay your taxes, usually banks are the best way to go for lending.

Are they performing well.

.- Downcycle Outperformance: MHC is the least sensitive property type to negative changes in GDP - the average stay in in MHC is 13 years, unheard of in residential real estate - resulting in stable predicatble cash flow with an ability to consistently, yet responsible increase rents.Lastly, a quick glance at some MHC investors and proponents:Warren Buffett is a significant investor in the MHC space, favoring the sector for its stable, predictable cash flow.

They Have More Equity In Their PropertiesMany of the mom and pop investors are more conservative with their investing approach and prefer playing it safer for consistent cash flow.

Something that is consistent, which doesn't sound like it would be an issue.The next factor is credit score. 

I have a handful of RENTAL properties I want to perform a 75%+ LTV cashout refinance upon and get a rate better than 5.50% amortorized over 30 years or more.

Far better performance and eventual resale.

Ascenta was the consistently nicest line. 

Also, you would not know the quality of work the contractor performed ten (10) years ago.