Also 35% expense ratio could be legit if the building is in great shape in a high rent area, but for a long term hold including CapEx, you might want to double check those expense numbers.For multifamily, even in good blue chip areas, I personally look for a minimum of 7% combined annualized return since I get that with minimal risk today.

They also gave me discounts on two investment home refinances so overall I am happy with the combination of service/cost.

I think the best strategy for us would be to buy, hold and rent.We have a 110k$ combined income and around 35k$ in cash.

I have devised a plan to combine flipping homes and creating rental income and the more research I do the more excited I get to start and finish my first house and many more and be doing what I truly love while supporting my family.

My girlfriend and I are looking into buying a Duplex in Marlborough, MA coming up.I spoke to somebody who owns a single family house in Worcester, MA recently and he told me that his water/sewer bill for the two people living in that property was sometimes $500-$1000/mo when combined.

I use a combination of corelogic/realquest and titlepro247 for all my data.

There's so much information here, but I love your strategy of combining it with local meet ups.  

"poof" goes that extra $600 ;-)Combine that with lower chance of any appreciation and limited exit strategies, and quantity is not always better the quality.

Other than that balloon note, it does not seem their is any real urgent reason to plow capital back into principal to pay down all your debt (again, that debt is deductible so as mentioned above, that money is cheap, especially combined with low rates). 

I went from my first Hard Money loan at 4 points and 12% (80% overall funding on purchase and renovations combined) and now have my lender giving me 1.5 points at 10% (90% overall funding on purchase and renovations combined).