One of the things I have picked up here about markets is that they are regional.

I am going to research on what is Thermal imaging, but from experts in north of DFW region : Is it usual to get Thermal Imaging done, during inspection? 

You are right the smaller regional banks, or the 2 branch in a town kind with actual investment banking mindset, and ability to approve by hopping over to the VP's office next door can get you an approval within a week.

She's currently with a regional bank that's located  here in the greater Seattle/Tacoma area. 

@Mushfiq S.The main thing I would look at again is systematic and unsystematic risks.  2008 was a systematic downturn in RE, although some regions were adversely affected while others, like the red states in the midwest barely felt anything. 

It can be a very powerful strategy that when used properly will allow you to secure higher returns for your IRA dollars.The leading lenders who offer such non-recourse loans at the national level include:First Western Federal Savings Bankwww.myiralender.comNorth American Savings Bankwww.iralending.comThere are some others on a local/regional level.Because the lender's only security is the property, the terms are a bit more conservative - typically 30-40% down and 10% in reserves.  

We looked at Moore but the price points are all over the place in that area, so not sure how to approach that region.  

I live in Charlotte, NC and own my primary residence in the fastest growing region of the county.

I would love to get to know the local market better and to interview some property managers in the process as we search for our fist buy in that region.

Judging by some of the MFH I've seen in the Sac region it seems they're only good for those interested in house hacking.