Well a major problem here in the US is the sense of entitlement...entitled to own a affordable house where you want it to be, entitled to be paid a "living wage", entitled to have college debt cancelled, entitled to free food, entitled to free health care - the list goes on The free-market is the best system the world has ever seen.

And granted, some of the over the top criticism from Realtors is trying to protect their position in the food chain, and wanting to ensure a level playing field with all participants licensed.

Food "borrowing" is a common problem.2.

Usually with mattresses on the floor too, and a lot of fast food wrappers (similar to Hoarder just leaves everything when moves out).Super Greasy cooking type.

If we continue to have the inflation we are having and reduce the benefits / monetary supply we will see more defaults (which I think will end up as BK's) as the majority of americans do live paycheck to paycheck and as food and necessities continue to increase significantly, people will not be able to afford their homes.

In an old movie, Willard commanded the Rats to attack people and things like a little Army--I doubt you are commanding any rats.Car outdoors, rats outdoors, seems like part of nature, like the rain and snow.Unless you are secretly commanding your own Rat Army like Willard in the movie.Maybe next time she should buy a more Rat Resistant car because something must draw them to her car--the neighbors cars are not being consumed by Rats.See if the interior is stacked high with old fast food leftovers. 

Food for thought.When starting out, one may be seeking to be frugal so that the deal comes together.How about a template which i read and believe to cover all i believe will be necessary then having a lawyer to review at a much lower fee than 5K-15K?

And organic food certifiers. 

Help people gain the practical financial skills they need to decide that uber eats isn't the best use of their food budget and how much smokes will cost each week.

What I did may not be your best trajectory, but hopefully it provides some food for thought on how to start with what I consider the 'lowest hanging fruit'.