I'm going for a meeting with a mortgage broker in the Seattle area this week and from what I understand It should be easy for me to get a loan. 1.Credit score over 7602.Household income over $100k net3.No debt4.Between me and the wife about $100k in assets 5.$35k Cash for downpayment  We are looking to spend max $300k on a house, any idea on the APR to expect for a 30year conventional loan in Seattle,WA. 

They hopefully have a good credit score.

Florida probably has something similar, but you can check out the Texas version here...http://www.trec.state.tx.us/pdf/contracts/16-5.pdf

I plan on selling this place during the summer of 2015 and will need a replacement home to do a live in flip with.My credit score is around 760.I have a considerable amount of construction experience.Currently I earn around $75K a year.I live in Riverside County, CAI also have a real estate salespersons license.Plan ASo on to the question, I can go the easy, although from what I have read, the more risky rout and buy a home or contract from a wholesaler.

Just define your the requirements you are comfortable with; credit score, criminal backgrounds, level of income, length of time at current job, etc. and stick to those. 

The short version of the long story is that 1/3 of this development was completed as the 'bubble burst' and I took a huge hit.

My credit score is only a couple points below 600 at this point so I cannot go to a bank.

This is the mortgage version of that.

I have had an 800+ credit score most of my adult life (from ~25 years old through today) and I've followed a very simple strategy that an old coworker shared with me.

I got a great credit score but on paper I look like I should be on food stamps :)