You do the work of finding the deal, funding the deal with a small downpayment (you have to show you have skin in the game) and finding the tenant.

The market has changed a great deal overall since a few years ago; the no money down loan days are all but GONE. most investors these days need skin in the game; that goes for HMLs as well.

In other words, the borrower always needs to have some "skin in the game", which I feel is pretty consistent across the board.

Its the main ingredient in '20 mule team borax',,,it is all natural and cuts their eco skin so they dry out.

I think earnest money is great, but from my perspective doesn't really cause many wholesalers to have skin in the game since if they place contingencies that allow termination of contract with full reimbursement of the EMD, then the seller has almost zero insurance.

Last year I did an internship knocking doors selling home security, which was rough to say the least, but has built more of a thick skin on me.

If you can even find someone to lend 100% (no skin from you = unlikely) they will want an arm and a leg, probably prohibitively expensive.

Looking to connect and know more with locals with some 'skin in the game'I saw some banks saying 10% down minimum but you need to show one year of stable employment with the same company..

If they put dishes in the dishwasher with slobs of butter, fatty chicken skin and artichoke hearts and these things got pushed down the drain and caused an obstruction, you have a reason to sit them down and have a conversation. 

Not sure if this info is helpful but I can understand that behind the scenes work requires skin-in-the-game on the investor's side.