So investment timing and selling is critical in those cities.

This is more difficult to achieve from out of town compared to being local, however it's doable.. and critical.

OK, so I drafted up my first copy of a foreclosure letter and I was wondering if I could get some constructive criticism.

Know how to take constructive criticism.

Develop a Business Plan: Developing a business plan is critical to your success as a real estate agent.

This is not critical. 

Affordable housing is still a critical concern here.

As a reminder, the Millers a) made the original error, b) admitted to it by settling the lawsuit and c) admitted that race was involved by agreeing to watch the documentary.Some in this thread have chosen to criticize me more than the Millers.

I thought I answered all of the critics here but I guess I missed a few!

Good screening is critical and I also would rather have an empty unit than a badly filled one.