DSCR loans are based off of down payment, credit score and either actual or market rents so it helps to supercharge an investor's real estate goals and net worth.

From house hackers to traditional investors, the financing piece of 4 units and below is widely appealing.

Tenants are going to bail whenever they need to regardless of what it says on a piece of paper. 

Not to mention the fact that there is a piece of legislation set to be on the November ballot that can really hinder a landlord's ability to maximize profits with new tenants.

Hey Cody,No I want to buy and hold and get some rentals under my belt. trying to find my next one actually, wholesaler has a few in Spokane but I don’t feel like I want to deal with Washington politics lolI have rehab experience as well and all tools. 

Or maybe getting a loan and then having 3-4 properties vs. 1 is actually best for risk management. 

The second guy only saw photos and quoted me for $2,500 but was actually unaware of the additional light switch move.

You can copy just rooms just pieces or a whole property.No need to reinvent the wheel.

Or would it be best to have all four individuals on the actual lease agreement itself?

If you're counting mortgage principal as expense that is actually part of your profit.