In the meantime, make up a binder Bigger Pockets-style to wow the loan officer and firm up your business plan (with these three properties).  

If it is more than one then your management style is off and you are likely contributing to these problems.

I need "barney style" instructions on how to post in marketplace please.

I invariably do "detective style" work to find people.  

You have to be careful when doing comps to comp to the same style. 

And the person needs to be turned in and prosecuted  LOLI am all for profit's  its how we do business.. but taking advantage of the elderly simply is not one that I subscribe too.. a 240k property that only needs 20 k in work.. is certainly NOT only worth 90k..most folks would be tickled pink to pay 150k a 240k prop that only needs 20k... had this seller simply gone to a reputable realtor and the property was exposed to the open market fair market value would have been achieved for all.Now I get Hoarder houses and super low value deals... etc etc.. especially with how intense the asbestos laws and lead paint laws have gotten.. the old days of just a wink and nob get rid of it is over.so on the face of it. some of these homes will need to go for VERY low dollars to make them viable.

By choosing to not use debt, your choice of using cash should be strategic enough to allow you to achieve returns you could not achieve using debt.

For instance, cash flowappreciationfinancing locationIn this case, since you are going with owner financing, you might not be able to achieve an excellent price, but you must get favorable terms such as low down payment and interest rate.

That sounds like homeless millionaire style to me!

It can be a very rewarding experience and you'll get out of it what you put into it.To start out with I'd recommend talking about your shared goals and what you are both looking to achieve.