The goal of any marketing campaign is to catch someone at the right time who has a challenge or want that is solved by the solution you are offering. 

I sent her a list of resources for rental assistance and a form she could fill out to set up a payment plan, but she has done nothing to prove her situation or demonstrate any effort towards seeking assistance or catching up on rent. 

It is not much money, but it is enough to catch the attention of the IRS if not done properly.Sounds like nice purchases, congrats and good luck.

It may seem like a waste of time, but trust me if they catch you working when you shouldn't be they will shut the operation down for a lot longer than that and be a real pain in the a**. 

Current owners didn't catch this change and rehabbed it as a duplex, and even pulled permits with the City.

and catching someone at the right time. 

Trail Cameras are motion activated, can take pictures and video, date/time stamp, and they usually can see in the dark so you can catch them at night.

...OR if the realtor was hoping the inspection would catch that and she does not need to interfere in the buying process, but the termite inspection is a pass..should the realtor over-ride that?

The lender also had a problem with the ADU having a separate house #, which is what the addressing department with the city of San Diego auto-assigns -- they wanted an "a"/"b" or "1/2" etc, not two separate numbers...not sure if that's a problem with Fannie Mae though.The did say to try credit unions since not all of them will sell the mortgage to Fannie Mae.We did think about trying to petition the city to switch the primary and ADU, but the two problems with that is a) There's almost a zero chance the city would get that done fast enough before rate lock expires and b) I worry that while it may be easy to switch the designation now, it may not be so easy down the line -- and if I ever want to remodel the first (original) house, i'll be limited to the 1,200 sq ft limit on ADU's if I can't get them changed back.I think the laws/guidelines just need to catch up with the current explosion of ADU's (at least in California)... so I did what I could, which was write to the federal representatives for my area...Obviously won't help my case now, but may be able to get things updated if enough of us speak up.

After catching a huge missed opportunity on my taxes, one in which took me from owing $9400 to receiving $3200 back, I unquestionably need to search a different option for who is handling this area for me.