![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2397378/small_1646868544-avatar-ajw35.jpg?twic=v1/output=image&v=2)
4 August 2024 | 12 replies
Its a great time for investors to tap into the equity they've accumulated over the past few years on a cash out refinance with improved terms.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2244292/small_1695188953-avatar-mikej436.jpg?twic=v1/output=image&v=2)
6 August 2024 | 3 replies
Since you'll be looking for a house to live in (primary residence) you'll get better loan terms/interest rates than if you were buying it as an investment property.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2192854/small_1722355699-avatar-hollyp23.jpg?twic=v1/output=image&v=2)
7 August 2024 | 6 replies
Well, we don’t own a G-5 like @Jay Hinrichs 🤣, and our process is much more local, but not much different in terms of borrower and property qualification.We only lend in Los Angeles and North Orange County.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2935061/small_1706671245-avatar-ralphs93.jpg?twic=v1/output=image&v=2)
4 August 2024 | 10 replies
My wife and I are passionate about real estate and looking to purchase our first long-term rental property (small multi-family).
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2365730/small_1694633076-avatar-squawkbox.jpg?twic=v1/output=image&v=2)
1 August 2024 | 13 replies
I think they call that a long term rental. :)Seriously, it will be treated like a LTR.
5 August 2024 | 2 replies
Interest rates are in the 6-7% range... so it doesn't take a rocket scientist to figure out if you are increasing your loan amount by ~$50k, and at a higher interest rate, your payment has to go up or your terms have to extend.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2798297/small_1691209023-avatar-oigeng.jpg?twic=v1/output=image&v=2)
6 August 2024 | 4 replies
All other factors (applicable documentation, terms/interest rates, title, requirements) seem to usually be about the same.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2372081/small_1667764138-avatar-manuela99.jpg?twic=v1/output=image&v=2)
2 August 2024 | 10 replies
Hello everyone,
I've been trying to buy property in my home market of NYC, but it's been quite challenging. I'm considering looking into Pennsylvania or upstate New York instead and would appreciate any advice. I've ...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1770389/small_1621515457-avatar-zachc105.jpg?twic=v1/output=image&v=2)
6 August 2024 | 5 replies
@Zach Chandler if you are going the self-manage route, which I highly recommend because it’s simple, as @Gerald Pitts mentions, use the Short Term Shop’s ‘Enemy Method’.
6 August 2024 | 2 replies
If you're goal is to keep it, you could take a short term personal loan or cash advance with your credit card.