I invest heavily in stocks and am up over 25% this year.

The interest is heavily front loaded into the first year and slowly reduced the following years, so the interest you are reducing are from the end months...where the interest was at its smallest per month.So you are paying heavily upfront, with money that could have been invested instead, for something that has a long time in the future hoped for savings (that isn't real), that was already being paid for you by the tenant. 

Hey @Anthony ZottoRate is going to heavily depend on leverage and credit score.

I am looking to do long distance real estate investing because I do not think there are good opportunities to invest locally in NJ, and the state favors heavily the tenants.

They gain and keep business slowly and steadily, and are less likely to non-renew an account due to appetite issues or increases in their overall loss ratio.Insurance carriers look heavily at historical data when it comes to location, age, and weather related events (among many other factors). 

Hi Blake, the place to starting the vacation rental search is knowing which markets are heavily regulated and which are more friendly for vacation rental permits.

OK--you drank the koolaid!

My wife and I are pretty heavily involved within the community now and are actually ambassadors for the region's economic initiative to attract more people to the area.

I don't know about Maricopa county or your city, but we've seen a lot of jurisdictions severely restricting STRs or eliminating them all together so if you think you're going to pursue STR and you're not in a key vacation market that relies heavily on vacation rentals, then you want to make sure the numbers work for other strategies.

Two years ago there were over 47,000 homes for sale in January, now it is just over 25,000.There are pockets in the outlying areas where the demand is heavily weighted for buyers.