Getting a variance in Baltimore to convert from a SFH to a duplex is extremely difficult.

Still looking into how to do a Quiet Title action or convert to a warranty deed- if needed. 

@Sean McCluskey I locked in today on a refi on my primary residence single family home that I will convert to a rental this fall or winter. 89% LTV and an interest rate of 3.75% (down a full point).

@Gary Boggs regional specialty private lenders (like us, we are based in Fredericksburg, VA and are active in Hampton Roads market) are making the shift to landlord capital and have products designed for landlord investors, such as fix-and-hold (rehab bridge that converts to perm) and NO DSCR loans (for appreciation investors in high value markets where properties may not cash flow right away - using a 40 year amortized loan that is interest only for the first 10 years).

Secondly, I don't think it's ever NOT possible to do direct deposit - my rentals are all on electronic payments, it doesn't have to be direct deposit but you can easily convert your tenants into electronic payments.

Can you verify that the building can be converted to mixed-use prior to purchase?

Hi all - I am currently in the process of renovating my basement to convert it into rental property (most likely a short term or vacation rental, although I wouldn't be opposed to a long term rental if I could find good tenants).Among other things, the ceiling needs to be replaced.

In addition, the garage already has dry wall and I think in the future there could be a possibility of converting it into a studio. 

https://imgur.com/a/xH2VmCD?fbclid=IwAR0YNIjLZRGQCTStaNuCRmvZw30mr86AbSzT_cSwYD74nxPYQbT2wACEIOU
He spent about $25K on everything and it took him 4 months. He started in March 2019 and Opened in July. We were going ...

Hoping to do 75% LTV loans and convert ownership from personal to LLC (have been slow to do this due to the silly state taxes for deeds in Florida).