. #1 player in the world for the on-line game Descent 3.

Look up Jim Jacoby in FL, he’s a major player in my circle.

Tier three is your A class mostly, Tier Two is B/C and Tier one is C/D. 

My thinking is that with Intuit, they have bigger players and more of a reputation to worry about.

Separate account for security deposits (usually a long-term CD that can be cashed out early with minor fees), one per renter such that this money is always available for refund and unavailable to be spent accidentally elsewhere.

An exception would be a REIT, or Insurance company and I can see they have bought hundreds of millions or billions over many years or decades so know they are a real player in the game.

Passive income is income derived from investments that require no workExample: CD interest

They have made a big equity jump and now want to outpace index funds and paltry returns in savings and CD's in the banks.Most of my clients tend  to want to invest in warm belt states in areas with good growth and higher median incomes.

I.e. a CD gets 0.65%, and a secured 'flip' loan gets 8%, does this imply a 7-something % default premium?

I'm curious if the aforementioned institutional capital players participating in the Metro Atl area is why.