It's all about educating people on a certain subject that forces them to give you all the data you want. 

I think you will be forced to upgrade the panel how far you go from there will be up to you.

Further, if this does happen, the lender is going to very quickly slap the property with a force-placed policy.  

Where I am, spouse gets everything all the same, wouldn't be forced to refinance. 

Russell, sometimes Landlords are forced to make tough decisions, such as evicting their tenants.

You can just force someone to sell because you made an offer...Just make sure your offer works for your numbers and if you get it, congrats!

Well I was in the thick of it back in the day.. both as a HIGH volume real estate agent ( owned and office and had a team) and HML in the Deep south. so I think I can speak to this a little.For the CA borrowers it was all credit score driven... and just like today were you see posts I live in LA but need to invest other places.. lenders made those loans far to easy for folks who eventually lost the assets.. in the DEEP SOUTH  and I mean Mississippi can't get any more deep south than that I was the largest hard money lender in the state for many years doing 300 plus loan in Jackson a year. for fix and flippers who sold not only to investors for rental purposes ( see above almost all out of  state) to homeowners.. the issue that caused much of this is CRA never mentioned and most don't know what it is .. its the Community Reinvestment ACT that Clinton put in.. it basically forced banks if they wanted to work in certain areas they MUST provide loans for the citizens who live there...

Therefore, by nature of it's use, that unit is evading New York City's mandatory hotel tax of 5.785%To curb this growing issue (AirBnb has an estimated 25,000 active listings in the 5 boroughs), Mayor Deblasio has created a special task force to seek out, inspect and impose monetary fine's on the individuals responsible.

Petersburg-Clearwater, FL MSA with 1.5M labor force.  

You'll make bad decisions and force deals when it isn't there.