I have a property that i love but im having trouble getting it funded because its a mixed use property.

The only trouble with that is if you are refinancing and moving out then you'll only be able to refinance at 20-25%LTV.

It's a decent little rental that produces some cash flow, but we simply got traditional financing for it, requiring at least 20% down.

You can still buy a "fixer-upper" with a conventional loan, but if the home is in need of structural repair or is uninhabitable you may have troubles qualifying (depending on how the appraisal comes in). 

If you are too leveraged, COC rate of return isn't meaningful and can get you into a lot of trouble. 

I doubt you would get in trouble if they come after you when you live there..   

In the past, we have had mostly hospitality and tourism jobs that had high demand for rentals due to the low wages they produced.

When it comes to house hacking, the bigger question is what will the property produce once you leave?

A couple white neighborhood kids hinted they knew who it was but were afraid to tell me because they wanted no trouble with black kids.The solution is money: lights, and cameras.

I just have trouble believing that the entire mortgage industry has not safeguarded itself from a hyperinflational scenario in some way… Let me throw some possibilities here for discussion:- Is there something buried deep down in the fixed loan terms that would allow the bank to change either the principal or interest payments of a fixed rate mortgage under certain circumstances, even if you pay it on time and never violate the terms on your end?