Depending on what state they are applying in, they need to provide proof of job termination, tax records, etc.

That can be close to school, close to downtown or close to bars, etc.I believe schools are seeing record enrollments for the fall of 2021.

I just read “how to buy & manage rental properties” and it stated it’s better to hire independent contractors than employees to avoid keeping their “own records and paying their own taxes.”

@Jonathan Satizabal - I have heard of the Chicago Deal Vault, but I believe it's pulling public record data not necessarily pulling off-market deals

I scrubbed the list for properties that fit my criteria, double checked owner addresses against public records, and mailed.

Anything where the tenant fails to pay, it goes on their record....they pay directly. 

Before anyone can venture a guess, they need to know where the property is; transfer taxes, recordation tax and doc stamps can vary wildly across the country.  

I worry about checking the title, find it is clear of junior liens and then some loan company or attorney records something I can't get out of just before the auction. 

It really would be best it seems to get some professional CPA advice to clarify if any deductions were missed and to be clear on your full tax situation from someone who's familiar with real estate investing, as well as taking a closer look at what was (from your records) an ordinary repair/expense vs a capital improvement.

There are services that have low minimums of as few as 6 records for skipping at a time and even have a referral program so you can earn credits for referring others.