@John Burtle While I think you can easily find smaller local banks that will do construction loans on new construction 2-4 unit houses, some of the items that you want are likely impossible.I build duplex houses for long term rentals.

@Ben Roberts,Here are the 16 items we use in the initial due diligence period. 1. 

Although being downtown means they are very old so maintance is not lower with big capex items like Windows always hanging out there.

Inquiries within a 14 or 45 day stretch will be counted as one, depending on which scoring model is used. 

For years, one credit card was enough, but in 2015 we did some upgrades and put the more expensive items on one of the credit cards that we got as a zero% promotion this year, so we essentially have a free loan on those upgrades for a year.

This will give you time to negotiate for those items and if they balk you can walk without losing earnest money.

So many talk about this being some new model even on BP they think they coined the BRRR  well that was started by us in 2001...

I hope to be able to acquire a few more buy and hold items, ideally fixer uppers around me because I love learning and trying things around the house!

My model has an acquisition cost of anywhere between FREE to $3k.

I see a lot of similarities in our business model.