If you present this cut and dry of course it’s a no.

I don’t necessarIly associate leverage wIth greedI think the distinction needs to be made between the residential properties and commercial multi families in commercial no matter how good an operator you are if your balloon payment comes due in the depths of a recession where capital markets have dried up your probably French Toast.

Surely they will pay $1,000,000 for that cash flowing cabin…However, as mentioned before, that investor now has a guaranteed 4 percent treasury to park their money in for a locked in 40k profit sitting on their couch (no VRBO or AirBNB App needed)…there is a large opportunity cost now, of which did not exist for the past several years until now, so these prospective cash buyers are drying up, as they should.

I am sure if you dig enough you could find a local independent portfolio lender that would have longer terms but I decided to not fight that battle which comes with more restrictive guidelines and chances of drying up.

Interest rates up/down 50bps-100bps one way or the other really don't matter that much as long as credit is still available... when it's not its time to get ready...We expect we'll be able to raise the rates we charge on financing significantly by the end of the year as credit dries up.  

I have had a lot of Success in (TX, OK, TN and Carolinas) but the opportunities are drying up. 

Interest will dry up for months after that. 

The property was in good shape when I purchased, but I've put in new furnaces, new hot water heaters, new roof, repaired dry rot on exterior side stairs, and some updates in the top unit (new windows, new counters and backsplash, new appliances, new tile in shower and bathroom floor). 

Seller finance the remaining OR repeat step B until all properties are ownedThis is a bit more simple than above but still not as cut and dry as straight selling financing. 

I’m still looking for the official moratorium from the CDC but from what I’ve read so far it seems like landlords are left out to dry.