What is your personal risk tolerance? 

Does anyone have an insurance policy that forbids renters from having daytime guests on the short term rental property when the guest rents out the whole house? 

My vacancy rate is effectively zero.   

Purchase price: $427,000 Cash invested: $2,000 Purchased a move-in ready three flat utilizing the VA loan (zero percent down).

This is something that we will not tolerate as we would not expect our investors to tolerate it from us.In regards to the offense you took in us giving you your stats on income we did not mean for this to irritate you or be unprofessional in any way. 

With private flood insurance there is always the possibility that it can fold by having more claims then money to pay them out and the holders of the policy would not have any recourse since its not back by the government.

On the other hand, if it was the seller asking, I would recommend against it because it will effect the rates on their next policy on their new / future home(s)

Account Closed I'm new to this game and have basically zero experience, but I did stay at a Holiday Inn Express last night so....I've been doing a bunch of research on the long term population and economic trends of all the major metro areas and I have to say that Raleigh's profile is stellar.

Yes this is a great idea to fund a 3 or 4 unit with zero down on a VA loan.

I prefer to get the highest qualified tenant so that I can be choosy and have zero headaches.