Might need to just get to a more informed person at the lender to ask these questions, or get your attorney involved. 

Don't worry too much about the edges of the numbers.

I've been approve by the bank and they are willing to loan 80% of the money, but I need to come up with the 20%.

But, I need an estimate for the whole year.

I guess you would learn quicker but I dont think this holds much merrit. 

And she was telling me the prices don't make much sense around the Seattle area so she is interested in the San Antonio market instead.

I would love to know where is the best place for me to start & least expensive, & what do I need as far as a team (attorneys, repair professionals, etc).

Indiana ( northwest) has been doing great rent wise and from what i hear, much more landlord friendly than Illinois:Any questions would be happy to help.

Hi all, For a rental home, tenant says bathroom floor keep getting wet, even though it is small amount. at first, they thought they dropped some water. after wiping water, however, it keep coming back and now they think there is some water leak. my plumber went to check and found no issue with bath sink. he thinks it must be shower leak. the shower was redone last year by a contractor, who i ended up firing since he did not show up to work later. anyway, i hired water damage restoration (Servpro) company to check how much damage there is now. unfortunately, based on my research, it is very hard to find source of shower leak. i am thinking of rebuilding shower. i hired a kitchen remodel contractor and he gave me two options; either fix shower pan only, or (optionally) rebuild shower as well. 

In our case the seller needed the loan off their record to purchase a new home so we went through the proper channels to make that happen.