I have no debt except for these loans, and no credit card balance except for what what is used and paid off each month.

Nobody cares about a vision statement except you, and you seem to have a good idea where you're heading so its served its purpose.

This was my processdiscuss the house answer any questionsSent them the online application, credit/background fees (no application fees except them paying the background credit)Emailed the lease, they looked at it and than we went line by line .

A re-organization bankruptcy is the exception.

Once you get to your 5th conventional mortgage you cannot cash out refi or get a HELOC on any property except your primary until you pay one off and get back to 4 loans....

Every Tuesday except after a 3 day weekend.

These are still valid arrangements.The quoted part above is in reference to a contract for deed, not a Sub-2.Not speaking of politics as an opinion of one side or another, but your local political flavor absolutely influences the way the bench leans in any area, meaning that in very pro business areas that favor landlords for example, a deed in lieu of foreclosure will be looked upon through those glasses.

There's not any mention of appraised values vs sales price in the laws, with the exception of requiring your valuation models be disclosed to your buyer if your loan hits certain requirements.

I had a couple of investment properties back in the 1980's which I sold, and I've done nothing since except read.

This is no exception for insuring a garage that's about to fall down:) If you cant make it work, use the financing contingency where bank underwriting rejects loan without an insurable property and get out of the contract.