Competitive rates for LOC (locked for 12 mo, as opposed to rotating quarterly) and good terms.

Yes, can happen in the U.S. but these issues are more transparent, more competitive so the playing field is felt more fair for the average player.  

HGTV has everyone thinking they can hang some drywall in a weekend and make $30,000, so there is a lot of competition.

depends on your property condition,  your  level of updates, your competition, your tenant pool,  your showing process,  your personality if you show it yourself,  and a crap load if other things. post a link to it and let's dissect it. 

I know of a great condo complex (Timberwood Villas) on the mainland that allows vacation rents with a high demand of repeat business and they start from $180k.As for Orlando, there is way to much competition from the hotels, the majority of Brits that come over only come for 2 weeks, as this is what the airlines restrict you too if you come over on a package.

Most of the companies you see are national companies that are VERY competitive, so negotiating is easy. 

,Sounds pretty competitive to me.Only thing I could see that might help you out more would be a 30 year amortization, to help with a little more cash flow. 

So i don't have an overwhelming amount of competition like other wholesalers in your area.The price points of the West coast always blow me away.

I am either not finding anything that hits the numbers I need or there is too much competition.

Those are good areas and therefore competitive.