Pay that person to teach you.

There were 2 separate individual (non-connected) houses on the lot.

Full disclosure I did have a relationship with a company that was extremely helpful in teaching me about the US market and local knowledge however I only made a dollar if I found deals and found buyers.So what I did daily was:Drove at least 20 streets in a zip I liked.

@Calvin Lipscomb Jr There’s only so much you’re going to learn on here and the majority of individuals on this site don’t even go into those areas.

The more individuals you have in the household the more space you need to eat, so you need to make sure that your kitchen is big enough to seat everyone.

Now that this isn't allowed, individual LOs just make up overlays to turn that business away entirely.

@Bill Hampton if I may ask a follow up question, at what point should an individual consider using a CPA versus doing it themselves?

✓Requirements for a Delayed Financing ExceptionThe original purchase transaction was an arms-length transaction.For this refinance transaction, the borrower(s) must meet Fannie Mae’s borrower eligibility requirements as described in B2-2-01, General Borrower Eligibility RequirementsThe borrower(s) may have initially purchased the property as one of the following:a natural person;an eligible inter vivos revocable trust, when the borrower is both the individual establishing the trust and the beneficiary of the trust;an eligible land trust when the borrower is the beneficiary of the land trust; oran LLC or partnership in which the borrower(s) have an individual or joint ownership of 100%.The original purchase transaction is documented by a settlement statement, which confirms that no mortgage financing was used to obtain the subject property.

The current manager of my complex has been keeping the rent the same but tacked on a surcharge to cover water  (water is not metered to individual apartments) and property taxes.

Also, it's hard for banks to sell to individuals off market because it shows favoritism (it is favoritism) so to reduce liability/impartiality and increase transparency banks almost always go through a 3rd party broker.