Hi @Asif Ali Kabiruddin RajaniBeing a non-resident, I only invest in short-term rentals because, given my current situation, it's the only strategy that's profitable enough and not too risky.

There are a whole lot of factors and differences among the options, even among lenders that fall under the "private lending" umbrellaSharing an article published last year that maybe can help and provide some more insights:https://www.biggerpockets.com/blog/dscr-loans-terms-to-know

If your contract doesn’t state terms for additional access, then I understand his concern, maybe ask if you can video the interior, although most tenants won’t want that.

Many don't pick up the phone past 5pm or before 9am, don't work on the weekends, only push files in and do not really review them, and are difficult to get a hold of. 

It's not how your start the game but how you finish", I believe this holds true for so many things in life.Cheers, to much success!

We had to scramble to reassess and adjust the financing terms quickly.

We have one vacation rental in Florida and a long term rental in Louisiana. 

There are much better lenders out there with better rates, and terms. 

But I was telling what I would do in their situation.Long story short, they ended up buying two duplexes.

The long-term plan was to convert the garage to an ADU for future cash flow.I'm seeking advice from fellow investors.