What lenders have you heard negative reviews from?

[Luis Hinestrosa]

So many lenders right now, is there a list of bad lenders? 

[Erik Estrada]

Brokers are also more motivated to get your deal closed than a retail lender. They will tell you from the beginning if a deal can be financed or not. Most brokers will not waste their time going through the whole process only for a loan denial. They are paid per closing, whereas a retail loan officer IS A 9-5 employee most of the time.