That kind of limited capital would be tough to do lending in either a hard money or transactional funding role, especially here in CA.

We ended up going with Simpli Safe thanks to a recommendation on a Bigger Pockets member.

Keep that money safe and invest wisely.

Very sly, I hope the government doesn't try to close that loophole.One of the few advantages of having a Congress full of millionaires is their long term goals are very safely in line with mine regardless of party affiliation. ;-)

research transactional funding.

I do not have time to WORK for extra yield as my time is best spent transacting commercial deals for my clients.

Just do not expect a broker/agent with a book of business already with realistic buyers and sellers transacting close to market to want to do such a thing.

I would try getting info like where a lot of cash transactions are happening.

But that was one transaction out of a couple hundred, between ebay and our vacation rental).It sounds like you just need some more information and maybe a detailed conversation with your current PM.

You need to educate yourself on what "prohibited transactions" are when using your retirement account for real estate (or other non-traditional investments).