I liked the pitch and signed up for their several thousands of dollars mentoring program. 

To all experienced agents what’s the best program for cold calling ?

@Russell Brazil @Lesley Resnick @Jason DiClemente @Kerry Baird @David Fernandez@Karen LindstromLiberty Bank Good Neighbor Program in CT offers rate discounts.

Thank you in advance!

The only way the landlord would not qualify would be if they had committed fraud against HUD in the past and were banned from the program.  

You can do what’s called a non-agency product where they use alternative income sources such as 12 months average bank deposits, or no ratio program or DSC (debt service coverage) or you can do a conventional loan as an investment property and use the net rental income to qualify with.

Thanks in advance for any advice you can offer! 

I'm looking for some advice from others whom may or may not have dealt with this experience or who might have other insights as to what direction I should go with those properties.Thank you in advance for any and all help!!

Thanks in advance, Patrick

@Jay Hinrichs would love to hear your perspective having lived in Madison as I recently listened to podcast #197.I look forward to being in touch and thanks in advance.