The idea that you can build wealth without putting any money into it is a recipe for disaster and the sales pitch of gurus trying to steal your money.

One idea while we live in the unit above, is to make the garden unit an Airbnb.

Sub to is one arrow but certainly not one you can count on.. the idea of a bank or CU or portfolio lender lending you on your first fix and flip will be very tough to find unless you have subtantial banking relationships with them ( read deposits) .HML lenders exit because they are basically the only ones that will do this for new or newer fix and flippers.  

Depending on how old your current sold comps are, they may fall off by the time you are done with yours, so the pending will be valuable.This is a good idea.

If you are an OOS investor who sees the value in buy-and-hold this could be very much worth it.Here's the link to the article Rental Arbitrage

Require tenant to hold a liability policy to include damages caused by tenant. 8.

Thank you for any ideas you may have.

I have no idea what it is.

Investment Info:Single-family residence buy & hold investment.

This implies you should be able to exit about even (small profit or loss).. https://www.corelogic.com/intelligence/us-home-price-insight...if your hold was longer so there was significant prop 13 discount I may recommend holding but not the case here.