Whenever I need a contractor, I just do a search in the group--of course, I still verify with the person that recommended them and my own vetting process which includes a CCAP/License (if applicable to job) and insurance check. 

Some of my pros and cons for leaving current employer versus staying;ProsGreater growth potential as self employed Realtor;More access to marketing tools;Can start building RE business off of the affiliatIon of a more reputable firm; More practice by repetition; Learning opportunities in the public sector (government contracting for corporate housing)Cons Leaving a more secure job (hourly wage, health benefits, PTO, etc.) 

Hello,I'm looking for a local company in MN that is willing to insure and provide workers comp for a General Contractor.

Do I have my buyer file a title insurance claim ( if he has it ) or should I ?

I called up the insurance company and they sent out their adjuster and he's giving me an 80k estimate I don't exactly trust.

Prob same for insurance.---* If this wasn't an A area I'd flip it, but do things change in A areas? 

In my mind:Seller wants $250kOffer $225k 20% down7% interest only on the remaining $180k2yr ballonPayment is roughly $1,080 interest$12,960yr x 2 = 25,920 + $225,000 = $250,920Gross rental income is $3,050Minus my management, taxes, insurance, etc... stillWould roughly put me at $1,300-1,400 positiveAm I on the right path or where can I tweak things?

Nice cars, big house, sweet monthly vacations, eating anywhere and everywhere I want (#singlelife)then after that I'm all about just paying for more time with family, future kids education, health, relaxing. 

In regards to estate planning and assisted living, my mom is considering long-term care insurance to help with her living costs once she retires. 

2) Is the insurance you have in there based on quotes?