Below market is very attractive and will usually render longer terms and less vacancy.

These investors also typically take on much larger deductibles (usually $10k - $25k) and elect ACV, all to drive their premiums down as low as they can go. 

High cash flow areas usually mean C markets (as you say in your post).

Usually business activities have to occur in areas zoned as business.

Hey everyone, i made a deal on a great 2 family home in the bradford area of haverhill, one 2 bedroom unit and the other unit is also 2 bedrooms but has a second level which has 4 bedrooms of its own, currently i will be renting it as a 4 bedroom with extra space for family room, storage, den etc... my longterm goal would be to covert the second level into another apartment, i know this process is hard and maybe unlikely but it does have 2 exits, great height and is alot of space to create another 2 bedroom apartment that would be about 1000q i know the first is is talking to the building inspector, what do i need to bring with me?

As a bonus you get the extra cash flow and you can refinance with a regular lender anytime without brining more money to the table.

the tax rate is usually 25%.

Whether they are an illegal alien or not.With that said, I suspect illegal aliens would usually make great tenants for all the reasons @Minh Le stated.

(Note, I didn't mention the address because even if the information is wrong, they could still be a homeowner that might be selling.)Usually you will get a no at this point.

This violates code and is really dangerous...3) No Ground4) Dangerous when Insulation is present, which it usually will be nowadays.