So even if the lender proves the sat was recorded in error, unless the lender started its reformation action before the Bk was filed, at best they become an unsecured creditor and gets in line with the other unsecured creditors.

I'm aware that the HOA would be in second position and how to find the amount if they had taken legal action, but in this case it was in the process of being referred to the lawyer.

It depends on the state, the actions of the borrower, the “bias” of the particular court should the borrower file an “action” (bankruptcy, wrongful foreclosure, temporary restraining order, non enforceability of mortgage or deed of trust, etc.).

@Shanna Nikole Welcome nice to hear you are taking actions.

Thank you both for your responses, I will take action on those things.

My vision is that this would be a relationship where we hold each other accountable, discuss goals and action we have or will take, take action together, and both grow substantially faster than we would alone.

He was not worried that one of these contract workers would steal something from the tenant; he just wanted it covered that a tenant did not later claim that either something was missing or an inappropriate "action" had taken place.I learned from this and if a repair is needed inside an occupied rental property I always work it out to meet the repair person at the property.

From there, I take daily action steps, at least three, and surround myself with like-minded individuals to keep me accountable. 

If I choose to not renew and there are damages or he doesn't pay his last few months (he has about 3 months left) what are the simplest actions to take to collect the rent owed or money for damages?

Just make sure to consume contents here as much as possible and feel free to ask any questions you may have.