The report stated that declining affordability is the largest driver of housing moderation.

This leads to a decline in the overall quality of rental units, fewer rental units available, and a reduction in new construction.This is a potentially serious issue in Las Vegas, where the population has been increasing by an average of 2% to 3% each year.

@Stefhan Malherbe I have a guy in Florida that has recently saved a few of my clients on deals that Citizens and Heritage declined coverage on. 

I've done pretty well with some flips and rentals there but was curious on if anyone else was focusing on STL or decides to stay away because of the declining population and crime rates 

It is a really fun town to own property in and a great option for retired snowbirds.The demand for rentals most definitely declines in the winter time but folks move into and out of town all the time.

Project must reside in an eligible rural area (generally a population of 35,000 or less)  ( Check USDA Eligibility ) Tenant income cannot exceed 115% of the area median income (AMI)Monthly rent per unit may not exceed 30% of 115% of adjusted AMI and, overall average rents may not exceed 30% of 100% of adjusted AMIMinimum term/amortization 25 years, max term/amortization 40 years, or any combination thereofMaximum 90% loan-to-restricted-rent-value (97% for non-profit)Maximum 70% loan-to-cost (no loan-to-cost restriction for USDA 515 acq/rehabs) Virtually all 538 loans are done in conjunction with LIHTCMinimum 1.15 all-in debt service coverageTypical prepayment provision is 10% penalty in year one, declining 1% annuallyEquity requirement of at least 10% of total development cost (3% for non-profit)Rehab of at least $6500/unit—project must have at least 5 rental units)You might also look at Bellwether Enterprise Real Estate Capital and Churchill Stateside Group as another source of information.Good Luck!

Account Closed Hopefully someone with experience can chime in, but I didn't involve an attorney because the contract is one-sided, and I'd read that other people had lawyers that warned them it was a bad idea, or declined to represent them.  

I use Lowe's for a lot of things - I get a military discount - but the quality of cabinets in Lowe's and HD have really declined over the last decade.

@Nick Louie you could make it the sellers responsibility but they can also decline your request and your offer all together.

The CA population did not decline on 2020 census vs 2010 census.