I couldn't tell if this was a primary home or investment property but I'm working under the assumption that it is a primary home. 

Every investors is different and will go in with different assumptions.

@Mark DiRocco playing with the calculators it looks like a good deal https://www.biggerpockets.com/calculators/shared/1107726/a1feaece-cd62-4d5c-af10-82dd9029b54e15% cash on cash return with the assumptions I made Taxes 2500 and insurance 100 per month. 

It's hilarious when I look at commercial properties and listen to the brokers assumptions.

I'm making some assumptions on the lender that you're using based on the 6-month term (since a few of them in my state also lend in yours), but if they're charging you something like 1pt for 90 days, then 3 months would be the break-even. 

This is on the assumption that "ghosts" hang around 10 years, but who knows, especially my mom in law also invested in the property and she might hang around even longer.

@Jonathan Yeh your question was very general, so everyone answering is making assumptions. - How much money? 

You know it's funny in the book under stabilized expense assumptions, they don't specifically list capex as a separate itemized cost.

Hi,I’m looking at various ways to begin investing and have been looking at loan assumptions, or subject to deals.

Got it, I made the assumptions a bit more realistic now, this just started to look like a poor deal.