Find people that are investing using strategies that excite you and find a way to give them value.Your fear of the risk is normal but also comes from not knowing the next steps.Best of luck getting started!

I know y'all will be able to maybe calm my fears and push me into the direction I feel I already need to go.

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Instead of instilling fear in your son over such a low risk, buy him a step ladder and teach him the importance of calculated risk, "caveat emptor", and the responsibility to honor contracts. 

Each particular fear is easily overcome, but still the general fear remains. 

Large funds are buying when everyone else is fearful.

If $1500 is the difference I'd say think about if this is an emotional/fear-based hesitation to not take action.

I fear she's going to play the "I'm disabled, you can't get rid of me" card. 

Totally agree with getting out of the fear mindset.

A few things that helped me get over my fears: 1.