IMO I want a 5+ balloon, but if the deal is right will do it with a shorter.Find out what she is looking to do though if she needs a downpayment for a house in Tampa that will be an issue that has to be addressed some how. 

Louis City & County in terms of tenants, landlord laws, etc.

If there are legit issues with the rental that's on me.

The issue is in the short term it takes sacrifice to yield long term gain.  

You need to contact the governing body that has jurisdiction over the zoning laws for either the incorporated or unincorporated of the county or city for the plot you are interested in building on.  

Resilient real estate markets are safe for investment, and it’s tremendously important that Toledo keep that label through policies like the proposed lead law that match standards in nearby suburbs and comparable Ohio cities.Toledo is the only Ohio city in the hot-housing market top 10, and Grand Rapids is the only Michigan location on the list.

Instead, I use established companies specific to the issue.  

If you’re thinking about jumping into the Clearwater market with an STR angle, you’ll really want to dig into those local laws to make sure you're all clear.

The issue is all Lenders are going to be looking at your credit score.

They are quick and responsive in terms of providing a quote, doing paperwork, and then answering questions, but I haven't actually had an issue yet.