I got a quote from our insurance agent and Foremost Insurance will allow the policy owner to be the policy owner but the rates are double what we are currently paying.The question is this - to prevent the "piercing of the veil" of the LLC, does the insurance also have to be out of my personal name and in the LLC's?

One of my best friends passed 3 years ago now of a massive heartattack 3 months from full retirement.

Sorry the copy and paste is horrible and I don't know how else to fix without having to just type it out :(.ABANDONMENT:Tenant covenant to occupy the Premises and shall be in default if Tenant does not occupy the Premises on a regular,continuing, and consistent basis unless otherwise agreed to by Agent in writing.

To do this, you need to make sure and find designers/contractors that have built many ADUs and can properly determine what your full required scope will be.Also, jurisdictions are tightening their interpretation of ADU rules, and we're finding MANY more plan check comments are coming back for items not previously requested.

Especially starting out, you're never going to get anywhere if you don't manage to get full and complete control if you don't have an absolute grasp on all your personal finances, if you don't know about lifestyle creep and the hedonic treadmill, if you or the person handling your money can't pinch a penny until the shield dents.4.

I'm working for a broker and real estate agent (as a contract handyman I'm not on their payroll)  who have recently become involved with rentals. 

Go with a local/regional one, you’ll get much better service.  

If there was no income, probably these properties should not have been included on your tax return at all, because they were not yet "placed in service." 

I am in Tampa and we have a different MLS, but there is a "days on market" field in the MLS search engine that will allow an agent to search that.

If anyone is interested in my contracting services, or assisting with future investment opportunities please contact me and I am happy to respond or help.