Sounds like you have a unique advantage being on the board! 

yeah, that makes sense, that's what I was trying to do, to use all cash as an advantage.

You should have refinanced while living there to take advantage of the lowest interest rate.

Take advantage of networking while sharing your story with all of us.

There are actually more multi units available than last year because people are taking advantage of the high prices and seller their investments.If I were you I’d be analyzing every duplex that pops up so you get good and fast at it.

@Ashish Acharya , the ability to create even a small amount of future self employment income to have a Solo 401k is important when rolling over old 401ks and existing IRAs into a Solo 401k.The advantages of a Solo401k compared to an IRA  far outweigh any self employment tax.

Question: With the recent surge in home prices and appreciation, I wanted to get some opinions on doing a cash out refinance should there be a correction in the market to take advantage of increased equity to plan for a future purchase.I’m not looking to sell my primary residence, but rather rent it out and purchase another primary residence property once the market cools a little.My thought is if I can do a cash out refinance, while keeping my mortgage the same that I’m currently paying, it would make sense to use that cash as my down payment on our next home while renting out our current place.

@Konnor Lange This reminds me of a subject to deal, but less advantageous.

@Kevin Scott @Jess Haas  We'll definitely live in it for at least 2 years so i'm happy i'll be able to take advantage of the tax break. 

You can take advantage of being able to put down less than 20% because you live in one of the units.