Everyone is eventually made right over time, but I have had 2 to 4 months pass prior to getting the first payment. 

I would tell her that the husband has to submit to a background check prior to being added to the lease.

PMI =0.0085*950,000/12=$672 monthly.HEL 80-15-5 scenario)  HEL closing cost on 150,000 = approximately $6000.  20yr at 6.25% = $1096 monthlyThe calculation above is kind of comparing apples with oranges. 

I have been looking for quite a while and haven't seen any properties come up inside the belt line where the numbers make sense compared to the higher property values. 

I must say they were very prompt to schedule and arrived on time, cleaned up after themselves and charged a decent rate compared to some. 

It is more common to compare total sf.

Forget the name is such service but it would be worth it compared to forking over double the deposit.

An odd question, but what would a responsible RE investors consider to be a good % of the value (market price, not equity) of your primary residence compared to their total net worth?  

I can give you very high level calculation to understand both scenario...Lets say you buy 100K house with 1000 rent... lets compare all cash against leverage...All cash InvestmentYearly return = 12000 (Rent) + 2000 (Appreciation) - 3000 (Tax + Insurance + Capex) = 11000 = 11%LeverageYearly Return = 1000 (Rent Cash flow) + 2000 (Appreciation) + 3000 (Amortization) = 6000 = 6%Now when you leverage investment at 20%, you can buy 5 house from 100KYearly Return of 5 Houses = 6000 X 5 = 30000 = 30%There are more tax benefit in this deal also as your positive cashflow is lower...If you are planning to buy multiple houses, Leverage is always better...

Can you verify the seller pro forma against prior year actuals?